Investment Approach Page
Our investment approach incorporates asset allocation using managed money to help create a diversified portfolio while managing risks and meeting a trust's investment objectives. This approach begins with the directives expressed in the governing trust document and the needs of the trust's current and future beneficiaries. Having a credible and repeatable investment process ensures a consistent approach to portfolio management. While working in collaboration with your Stifel Financial Advisor, highlights of the process include:
• Review, understand and interpret governing trust document.
• Consider time horizons, distribution needs, risk tolerance.
• Understand the needs of the current and future beneficiaries.
• Analyze current investments.
• Review Capital Market Assumptions.
• Examine current market and economic environments.
• Propose strategic asset allocation.
• Prepare written Investment Policy Statement.
• Determine policy benchmark and relevant risk measures.
• Establish procedures and time horizons.
• Outline distribution requirements if applicable.
• Propose appropriate investment structure.
• Select active or passive strategies.
• Determine investment products (Individual Securities, SMAs, Mutual Funds, ETFs).
• Review existing capital gain exposure and overlapping holdings.
• Transition portfolio.
• Provide ongoing supervision and investment structure analysis.
• Review and report performance.
• Determine need for changes to asset allocation and/or investment products.
• Rebalance as necessary.